JP begins by sharing how he was inspired by the ideas of Ray Kurzweil, who discussed the future of humanity and technology. Learn how Hive has been working towards its vision of leveraging cutting-edge technology to create a scalable impact in the financial services space and support people left behind by the banking sector. He mentions that their success metrics are not solely financial, and instead, aimed to create scalable impact and bridge gaps during crises for consumers in various regions, including the US, Latin America, Southeast Asia, and eventually Africa. 

Next, hear about how the partnership between Hive and Insight Consultants has brought together the worlds of financial and technology services, creating a robust and integrated ecosystem. The success of the collaboration is attributed to a shared value system, high standards, and a culture of constant experimentation and innovation. 

Regarding the challenges and opportunities in the consumer lending space, JP highlights that consumer lending is certainly here to stay and there is evidence of a growing demand for it. He sees regulatory environments as an opportunity rather than a hindrance, enabling players to function with more clarity. 

Lastly, when asked for advice for aspiring CEOs in the fintech space, JP speaks about the role of leadership and mentoring. Preferring the title of “coach” rather than “CEO”, he believes in servant leadership and emphasizes the need for adaptability, willingness to learn, and making data-driven decisions.